Hard Money Loans for Serious Investors.
Whether you’re flipping, building, or scaling your rental portfolio we’ve got the capital to move your deal forward with speed and confidence.
Are you an End Buyer or Fix & Flipper needing EMD or Double Closing funding? Jackie.ifundwise.com
Fix & Flip Loans
Minimum Credit Score: 660+
Initial Credit Pull: Soft Pull (No impact to credit)
Hard Pull: Only after borrower accepts loan terms
New Construction Loans
Minimum Credit Score: 680+
Initial Credit Pull: Soft Pull
Hard Pull: Upon acceptance of terms
DSCR & Rental Loans (STR/LTR)
Minimum Credit Score: 660+
May vary depending on LTV and experience
Empowering Real Estate Entrepreneurs Through Fast, Reliable Funding
Build Once, Borrow Fast for Life
At JJR Property Ventures, we’re not just funding a deal we’re building a relationship. When you create a solid borrowing history with us, every deal after becomes faster and easier. We take the time to understand your investment style so when that perfect property comes up, you’re not scrambling you already have a lender who knows you, trusts you, and is ready to fund.
Confidence comes from preparation and we’ve got your back.
Our Mission
At JJR Property Ventures, our mission is to empower real estate investors by providing fast, dependable, and transparent funding solutions. We’re committed to building long-term relationships that support your growth deal after deal. We believe in making real estate investing accessible and streamlined, so you can focus on what you do best: closing and scaling.
Our Program
We offer tailored funding options for today’s real estate entrepreneurs:
Fix & Flip Loans
Short-term capital for purchasing and rehabbing investment properties.
Bridge Loans
Fast, flexible funding to bridge the gap between purchase and permanent financing.
New Construction Loans
Financing for ground-up residential builds.
DSCR Rental Loans
Long-term financing based on property cash flow not personal income.
I launched JJR Property Ventures after experiencing firsthand the frustration of working with lenders who didn’t truly understand the needs of real estate investors. I knew there had to be a better way one built on speed, transparency, and a deep understanding of the game. That’s why we’re here: to give flippers, builders, and buy-and-hold investors a funding partner who actually gets it.
Heather Shoots
Founder
Financial Solutions That Fuel Your Deals
Tailored capital for real estate investors, flippers, and wholesalers.
We offer flexible funding options to help you launch, grow, or scale your real estate business, even when traditional lenders say no.
Flexible Capital Built for Real Estate Investors
Whether you're flipping your first home or scaling your rental portfolio, JJR Funding provides real-world funding solutions tailored to your goals.
Fix & Flip Loans
Short-term financing designed for property investors who buy, renovate, and resell.
Rates & Terms:
Rates starting at: 8.50%
Up to 90% of purchase price
Up to 100% of rehab costs
Max ARV (After-Repair Value): 75%
Loan Terms: 12–18 months
Interest-only payments
No prepayment penalty
Closings in as little as 5–10 days
Bridge Loans
Short-term financing to bridge timing gaps. Ideal for fast-moving acquisitions.
Use for: Auction buys, transitional deals, delayed permanent financing
No income verification
Nationwide coverage
Rates & Terms:
• Rates from 9.25%
• LTV up to 80%
• Terms from 6 to 24 months
• Interest-only payments
• Close in as little as 5–10 days
DSCR Rental Loans
Long-term financing for income-producing properties.
Use for: Purchase, Rate & Term Refinance, or Cash-Out Refinance
Eligible property types:
• Single-Family Rentals (SFR)
• 2–4 Units
• PUDs & Condos
• Small Multi-Family
Rates & Terms:
• Rates as low as 6.99%
• Up to 80% LTV
• 30-Year Fixed, 5/1 ARM, or 7/1 ARM
• Interest-only options available
• Flexible prepay penalties
New Construction Loans
Ground-up construction financing for builders and investors.
Covers: Land purchase + 100% construction costs
Property types: SFR, PUDs, Condos, 2–4 Units, Multi-Family
Rates & Terms:
• Rates from 10.99%
• Up to 85% LTC
• Up to 75% of After-Build Value
• Terms: 12, 18, or 24 months
• Interest-only payments
• Minimum FICO: 620
1. Apply Online
Hit "Start Your Application" and tell us about your deal. No property yet? No stress just use a sample address to get pre-qualified and keep things moving.
2. Get a Loan Offer
We’ll review your info within 24–48 hours. If everything checks out, you’ll get a loan offer straight to your inbox ready for you to review and accept.
3. Close Fast
Once you say yes, we take care of the rest underwriting, title, insurance. We’ll loop you in if we need anything else, then it’s time to close and get paid.
What Our Clients Say
We’re proud of our work. Here’s what our clients have to say about partnering with us:
Straightforward & Fast
"Working with JJR Funding was a game-changer. I got approved for my flip project faster than I expected, and the process was stress-free."
Carlos Martinez
Houston, TX
Reliable for Every Deal
"JJR Funding helped me close two rental properties in record time. The team communicates clearly and really understands investor needs."
Amanda Robinson
Orlando, FL
Solid Support Start to Finish
"From pre-qual to funding, JJR had my back. Transparent, quick, and professional. I’ll be back for my next project."
Derrick Johnson
Tucson, AZ
Secure Capital for Your Investment
Frequently Asked Questions
Got questions? Here are answers to common queries before starting your home loan journey with us.
What types of loans do you offer?
We provide funding for Fix & Flip, Bridge, New Construction, and DSCR (Debt Service Coverage Ratio) rental loans.
How fast can I get approved?
Most applications receive a response within 24–48 hours. Pre-approvals are typically faster if your documents are in order.
What credit score do I need to qualify?
We work with a range of investors, and while higher credit helps, we also evaluate the strength of the deal, not just your credit.
Do I need to already own a property to apply?
No. If you’re still searching, you can submit a sample property address to get pre-qualified.
What documents are required for the loan process?
Typically, we’ll need ID, entity documents (if applicable), the purchase contract, renovation budget, and property details. We'll request additional documents during underwriting.
JJR Property Ventures
Empowering investors with tailored financing solutions. JJR Property Ventures specializes in real estate investment loans, helping you close faster and scale smarter.
Heather Shoots
[email protected]
(810)488-0419
Detroit, MI
©2025 JJR Property Ventures. All rights reserved.